® NATIONAL BANK, CANADIAN WESTERN BANK and CWB are registered trademarks of National Bank of Canada.
TM CWB OPTIMUM MORTGAGE is a trademark of National Bank of Canada.
Find the most up-to-date information about the migration of your CWB products and services
At least one month before your scheduled migration, you’ll receive important information about your migration date, your products and services, and any actions required on your part.
We’re committed to making this process as smooth as possible. Most of your migration will take place automatically, but you can always refer to your Migration Letter for detailed information about activities you may need to complete for a successful migration.
Wave 4 -
Canada-wide
MIGRATED
Early 2026
The wave 4 migration is for clients who hold CWB Optimum Mortgage™ products across Canada. If you hold other products with CWB Financial Group®, please refer to the respective communications about how and when those products and services transition.
For more details, consult the Product and Service Migration Guide – Personal Optimum Mortgage Solutions
For more support during your migration, contact the National Bank Optimum Mortgage Centre:
When will my other products migrate?
If you hold multiple products with any CWB Financial Group®, please see the full migration schedule to learn when each will migrate.
Stay vigilant!
Protect yourself against cyberfraud: National Bank will never proactively call, text or email you to ask for your banking information, especially your one-time verification code number, PIN, password or sign-in credentials.
If you receive an unexpected call from someone claiming to be from National Bank or CWB:
Visit National Bank’s Fraud prevention page for cybersecurity tips.
We’re here to help
Let’s stay in touch
Contact the National Bank Optimum Mortgage Centre at 1-866-441-3775
Or call the National Bank Client Experience Centre at 1-888-835-6281
® NATIONAL BANK, CANADIAN WESTERN BANK and CWB are registered trademarks of National Bank of Canada.
TM CWB OPTIMUM MORTGAGE is a trademark of National Bank of Canada.